GSS Property Management

GSS Property Management · Minneapolis STR Compliance Guide

How to Get a Minneapolis Short-Term Rental License

Every STR host in Minneapolis is required by law to hold a license. Operating without one carries fines of up to $2,000. Here's the complete process — the rules, the paperwork, and how to keep more of your money — step by step.

Allow 2–6 weeks for processing. Apply before your first booking — do not list your property on Airbnb or VRBO until your license is approved.

What compliant hosts save

Do it right, and the license pays for itself

Staying compliant isn't just about avoiding trouble — it's money back in your pocket. Here's what our hosts protect every year.

$250

Workshop discount

Complete the City's free Rental Property Owner Workshop and you may qualify for a $250 discount.

25%

Late fee avoided

Renew by the March 1 deadline (before March 15) and you skip the mandatory 25% late penalty entirely.

$2,000

Fines avoided

Staying licensed keeps you clear of fines of up to $2,000 for operating without a license.

Executive summary & permitting rules

Before you apply, understand the four rules that decide whether — and how many times — you can operate a short-term rental in Minneapolis.

30-day threshold

Any stay of 30 days or fewer requires a short-term rental (STR) license — including listings on Airbnb and VRBO. Longer stays fall under a standard residential rental license instead.

One STR per owner

You may operate one short-term rental in addition to your primary home. This limit fully extends to LLCs and to individuals managing multiple LLCs — you cannot stack licenses across entities.

Extra units need a standard license

Any additional units you own beyond your one allowed STR require a standard rental license rather than a second STR license.

10% cap in large buildings

In multi-family buildings with 20 or more units, no more than 10% of the total units can operate as short-term rentals.

Property requirement matrix

Match your situation to the license you need:

Your situationWhat you need
Your primary home, or one additional property, rented for 30 days or lessShort-Term Rental (STR) license
A second (or more) short-term unit beyond your one allowanceNot permitted as an STR — requires a standard rental license
A spare room rented while you remain living on-siteExempt — no STR license required
A lease longer than 30 continuous daysStandard residential rental license
A unit inside a building with 20 or more unitsSTR allowed only while the building stays under the 10% cap

License exemptions

You are exempt from obtaining an STR license if:

You are renting out a spare room while remaining on-site in your home.

The lease term exceeds 30 continuous days — this instead requires a standard residential rental license.

Type 1 vs. Type 2 — which license do you need?

If you rent any property in Minneapolis for fewer than 30 consecutive days — on any platform (Airbnb, VRBO, Booking.com, or direct) — you need a Minneapolis STR license, unless one of the exemptions above applies. Which type you need depends on whether you live at the property.

Type 1Type 2
Owner presenceOwner/occupant lives at the propertyOwner does not live there (investment property)
Max rental nights180 nights/year60 nights/year (or unlimited in eligible zones — verify your zoning)
Typical hostRenting your home or spare room while travelingRemote investor or property manager
Inspection requiredGenerally noFire safety inspection required before license issued
GSS Pro Tip:Not sure which type you need? Call Minneapolis 311 before applying. A 5-minute call confirms your license type and zoning eligibility — saving you a rejected application. We manage a Type 2 property ourselves and have been through this process.

What you'll need before you apply

Property address and legal description (on your deed or tax statement)

Proof of property ownership or landlord authorization (if renting)

Homeowner's or landlord's insurance with STR coverage — standard homeowner's insurance often excludes STR activity

Minnesota state ID or driver's license

Federal Tax ID or Social Security Number (for fee payment)

Short-term rental registration fee ($64; broader rental license fees vary by units and property tier — verify current fees before applying)

For Type 2: fire safety inspection documentation (see Step 3)

1

Verify your zoning

Not every Minneapolis property is eligible for a Type 2 STR license. Check your zoning on the City of Minneapolis zoning map (minneapolismn.gov → CPED → Zoning).

General guidance (verify with the city — zoning maps change):

R1–R2A (low-density residential)

Type 1 only in most cases

R3+ (medium/high-density residential)

Type 2 generally allowed

Commercial / mixed-use zones

Type 2 generally allowed

TOD (transit-oriented)

Verify with 311

2

Get STR-specific insurance

Standard homeowner's or renter's insurance does not cover short-term rental activity. You need a policy that explicitly covers STR hosting. Airbnb's AirCover provides some liability protection but does not replace a property insurance policy.

Proper Insurance

STR-specific, widely used by Airbnb hosts

CBIZ

STR endorsement on an existing policy

Slice

On-demand, per-night coverage option

3

Fire safety requirements (Type 2 properties)

Type 2 licenses require a city fire safety inspection. Prepare by verifying all items below before your scheduled inspection:

Smoke detector on every level and in every sleeping room

CO detector within 10 feet of every sleeping room

2.5 lb ABC fire extinguisher in kitchen, fully charged

All sleeping room windows meet egress size requirements (at least 20" wide, 24" tall, 5.7 sq ft opening)

Emergency exit information posted — a simple printed floor plan with exit arrows is sufficient

GSS Pro Tip:Most fire safety failures are simple fixes (add a detector, replace a fire extinguisher). Walk through this checklist yourself before the inspector visits — a re-inspection costs time, not money, but delays your listing.
4

Submit your application

Online: Start on the City of Minneapolis Rental Licenses page and complete the application online. Fill in all fields, upload your insurance certificate and any required inspection documents, and pay the fee online.

In person: Minneapolis Service Center, Public Service Building, 505 S. Fourth Ave., Minneapolis, MN 55415. Bring the two required forms — the STR Application Packet and the Rental Property Checklist.

Minneapolis Service Center · Public Service Building · 505 S. Fourth Ave. · Minneapolis, MN 55415

GSS Pro Tip:The online application is faster and provides a confirmation number immediately. Keep this number — you'll need it if there are any follow-up questions from the licensing office.
5

Schedule your inspection (Type 2)

After submission, Minneapolis will contact you to schedule a fire safety inspection within 2–4 weeks. The inspector checks the items from Step 3. If anything fails, you have 10 business days to correct and request a re-inspection.

6

Receive your license

After approval, your license is mailed and also available digitally in the 311 portal. Your license number must be displayed in your Airbnb listing(under "Local laws" in listing settings) and on any advertising. Failure to display it is a separate violation from operating without a license.

7

Renew on time — and avoid the 25% penalty

All Minneapolis rental license renewals are due annually on March 1. Renewals processed after March 15 incur a mandatory 25% late fee — a cost that is entirely avoidable. Set a calendar reminder: an expired license carries the same penalties as no license, and renewing on time keeps that 25% in your pocket.

Fees, savings & deadlines

Save $250 with a free workshop

The City of Minneapolis offers free Rental Property Owner Workshops for owners and managers. Completing one may qualify you for a $250 discount — the fastest money a host can save on licensing.

Rental Property Owner Workshop

Base fees

A short-term rental registration is $64. Broader rental license fees depend on the number of units and the condition, or tier, of the property. Check the current schedule before you pay.

License Fees — City of Minneapolis

Renewal deadline: March 1 annually. Renewals after March 15 add a mandatory 25% late fee. Mark both dates now — on a typical license, renewing on time saves you a quarter of the fee every year.

Official sources

Rules and fees change — always confirm against the City of Minneapolis directly:

Free Help

Want help with your application?

We've been through the Minneapolis STR licensing process ourselves. If you're using GSS for cleaning, we'll walk through your application on a free 30-minute call at no charge.

Prefer to reach us directly? We're available 9am–7pm CT, 7 days a week.